Maximizing a night out doesn’t mean cutting the fun—it means cutting the waste. With a bit of strategy, you can stretch every dollar by stacking rewards apps, digital gift cards, loyalty programs, and happy hour deals. Whether you’re bar hopping, grabbing drinks after work, or celebrating something big, these tactics help you sip smarter while still enjoying your favorite spots.
What is app stacking—and why it works
App stacking is the art of using multiple reward programs together. You’re not limited to just one platform; by combining a few, you can unlock cash rewards, loyalty perks, and discounts on the same transaction. For example, you might:
- Use a gift card bought through a cashback app
- Earn loyalty points through the bar’s own rewards program
- Pay with a rewards credit card or virtual card for added value
When done right, you’re earning on every layer.
Start with a discounted gift card
Many bars that double as restaurants—like Chili’s, BJ’s, and Dave & Buster’s—are listed on Fluz. You can earn cashback with a Chili’s gift card or get rewards with a BJ’s Restaurant gift card by purchasing through the app before paying. Even if your total isn’t exact, Fluz allows you to buy gift cards in real time, matching the final bill amount.
For places with arcade-style entertainment or sports bar vibes, you can buy a Dave & Buster’s gift card online to get instant cashback. That money adds up, especially if you’re dining and drinking in a group.
Pair it with a bar loyalty program
If your go-to spot offers a loyalty club, join it. Programs like My Chili’s Rewards and BJ’s Premier Rewards Plus let you rack up free appetizers, drinks, or discounts just by checking in or ordering regularly. The best part? These benefits apply even if you pay with a gift card.
Use a rewards credit card or payment-linked app
When paying at bars that don’t accept gift cards or aren’t Fluz merchants, use a rewards credit card or a payment-linked cashback app. Tools like Rakuten and Ibotta often offer deals at restaurants or bar chains through receipt scanning or linked card purchases.
For added convenience, some users tap into Fluz virtual cards, which can be used via Apple Pay or Google Pay at participating merchants, allowing for up to 1.5% cashback even when gift cards aren’t available.
Double-dip with happy hour specials
Stacking works best when you also plan around drink deals. Many bars offer happy hours or weekday promotions that drastically lower your spend. Look up specials on Yelp (use the Happy Hour filter) or check local blogs that highlight bar discounts in your area.
The stacking formula for a night out:
- Check if the bar is on Fluz
- Buy a real-time gift card or use a virtual card
- Join or check in with a loyalty program
- Pay with a rewards credit card
- Look up happy hour deals in advance
With just a few steps, your tab becomes an opportunity—not just an expense.
